Risk control is a fine work. The excessive risk leads to the excessive default rates and large write-offs; the low risk often means the losing of business opportunities and benefits. When the external environment changes, it usually requires a quick response to adjust and optimize the decision-making.

Optimize solution helps customers in timely responding to changes of the market, customer base, and credit policies, making the necessary adjustments to models and decision making to ensure that decision making is consistently accurate. In addition, the ultimate goal of decision-making optimization is the overall management of decision making, to balance risk return and cost under the limited resources.